Green Banking Practices in Karnataka: An Empirical Study of Public and Private Sector Banks

Abstract

Green banking refers to environmentally sustainable banking practices that reduce carbon footprints through digital banking, paperless transactions, green financing, renewable energy investments, and sustainable operational processes. Karnataka, being one of India's most technologically advanced states, has witnessed significant adoption of green banking initiatives among public and private sector banks. This study examines the extent of green banking implementation, customer awareness, challenges, and future prospects in Karnataka. Findings indicate that private-sector banks show higher adoption rates and customer awareness than public-sector banks, while digital banking remains the most widely used green banking practice.

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